Specialty Products
Dream Builder
Homeownership Empowerment Program
-
Up to 96.5% LTV
-
Self Employed 3 month Bank Statement
-
<580 & No Score options Available
-
ITIN & DACA Eligible
-
Max 50/60 DTI
-
1 day Bankruptcy Seasoning
LegacyBuilder
Down Payment Assistance
-
100% Financing
-
No Borrower Down Payment Required
-
No Income Limits or Restrictions
-
Credit Scores Down to 580
-
Manual Underwrites Allowed
-
Non Occupant Co-Borrowers Allowed
Non-QM Products
90% LTV NonQM
Consumer/Business Purpose Full & Alt Doc
-
90% LTV WVOE Only ​
-
Consumer & Business Purpose Alt Doc Available
-
Credit Scores down to 660
-
Reserve Requirements as low as 3 months
-
Loan Amounts up to $3M Available
-
FTHB Allowed up to $2M
DSCR / ITIN DSCR / MANF DSCR /
FN DSCR / STR DSCR
-
Up to 85% LTV Available
-
Credit Scores Down to 640
-
ITIN and Foreign National DSCR Available
-
Manufactured Housing DSCR Allowed
-
No Ratio DSCR Allowed
-
Short Term DSCR to .75
ITIN & Low FICO NonQM Consumer/Business Purpose Full & Alt Doc
-
Up to 90% LTV Available
-
Credit Scores Down to 640
-
ITIN all Occupancies Accepted
-
Loan Amounts up to $3M Available
-
Rural Properties Accepted
-
FTHB Allowed up to $2M
